Foreign currency payments for your business.

With a multi-currency account you can easily fly funds around the world, while avoiding painful conversion fees.

Open your account

Trade with the world.
More easily.

Gone are the days when trading in different currencies was a hassle. Now you can easily trade GBP, PLN, USD and EUR . And you can apply for a business account online, so there’s no need to travel to a physical branch. 

Finci InternetbankFinci Internetbank

Why get a FINCI business account?

  • Reduce currency conversion costs

    You can avoid the expensive currency conversion fees that banks typically charge and make international business more cost-efficient.

  • Access one international account

    With a multi-currency account, you can make and receive payments in different currencies without having to open separate accounts for each one.

  • Improve cash flow management

    With the ability to hold funds in different currencies, you can better manage your company's cash flow and take advantage of more favourable rates.

  • Get a personal support manager

    Your team will get access to a dedicated account manager – a banking expert that will get to know your unique business needs and deliver personalised service.

Serving businesses across the globe

FINCI has experience working with over 1000 businesses in 31 countries. And we have specialist expertise in supporting complex business structures, with specific know-how in industries such as…

  • Aviation
  • Logistics
  • Maritime
  • Wholesale
  • Trading Companies
  • Technology

Your business account at a glance

Send money anywhere

  • Get access to SEPA and SEPA Instant for faster European payments.
  • Our SWIFT membership connects you to 11,000+ financial institutions.
  • Our correspondent banks provide global transaction coverage.

Pay everywhere easily

  • Access your account any time with our mobile app or online bank.
  • Get help from our team of account managers who are ready to serve.
  • Export your transaction history in CSV, PDF, Fidavista, XML and other formats.

Business-class service

Just like on a business-class flight, we understand the importance of exceptional service. So you can count on us to provide high-quality human support, when you need it. And we’re committed to finding customised solutions for your business.

Open an account today

Global

Global payments in minutes, not days

In addition to traditional payment options, you can now make instant blockchain-powered payouts from EUR to MXN, INR, and GBP.

Global Payments in Minutes Learn more

Debit cards that look the business

Business Debit Cards

Get stylish digital and physical debit cards to pay for corporate expenses. Easily order, manage and control all your cards and spend from your business account.

Learn more

Choose your business plan

Choose your business plan

Small

€50 000 monthly incoming turnover

€ 5 /mo

Get started

Medium

€250 000 monthly incoming turnover

€ 20 /mo

Get started

Enterprise

€500 000 monthly incoming turnover

€ 45 /mo

Get started

Enterprise+

Individual custom limit

€ 120 /mo

Get started
The first verification of Client’s documents
Account Opening
Unlimited multicurrency accounts
Free payments between FINCI accounts
International payments in foreign currencies
Free digital payment cards
Priority Customer Service
10 EUR
5 EUR
available
available
available
available
available
25 EUR
15 EUR
available
available
available
available
unavailable
100 EUR
50 EUR
available
available
available
available
available
1000 EUR
120 EUR
available
available
available
available
available

Securing your peace of mind

FINCI is a Lithuanian-based authorised Electronic Money Institution with full EU passporting. We prioritise the protection of your funds and personal data through advanced data encryption, digital certificates, and sophisticated risk and fraud monitoring.

How we keep you safe
Security is Priority

Open a multi-currency account in hours

Our fastest time to open a business account is just 82 minutes. But that’s a record. It could take anywhere from a couple of hours to a couple of days. Watch this video to see how to do it.

How to Open a Business Account

Common Questions Common Questions

  • How long does it take to open a business account?

  • What documentation is required to open a business account?

  • Do business customers get priority support?

  • From what countries can I open a FINCI business account?

  • Can I open a FINCI Business account if I live outside the Eurozone?

  • How do I make sure our debit cards work when we’re travelling?

  • What happens if one of our debit cards goes missing?

  • What if one of our cards is definitely lost or stolen?

  • Is FINCI a bank?

Get more useful business services

  • Instant Global Pay-outs

    Instant Global Pay-outs.

    Waiting days to send money across borders is a competitive disadvantage. With FINCI, you can send money instantly from Euro to multiple currencies, making it easier than ever to pay your suppliers, employees, and partners around the world. 

    Learn more
  • FINCI Debit Cards

    FINCI Debit Cards.

    We offer a range of Mastercard-powered physical and digital debit cards when you open any FINCI account. Quickly connect to Apple and Google Pay for fast and secure payments. And easily manage your cards from within the Android or iOS app. 

    Learn more
  • Swift Global Payments

    SWIFT global payments.

    Securely send payments anywhere on the planet with SWIFT. You’ll enjoy reliable, transparent and traceable payments in a network that covers 11,000 member institutions in over 200 regions. It’s the payment network the world relies on. 

    Learn more
  • SEPA and SEPA Instant payments in seconds

    SEPA European payments.

    With SEPA you can securely transfer large sums across 36 European countries. And with SEPA Instant you can do that in just 10 seconds. You’ll do business faster and ensure you pay suppliers and partners on time, every time.

    Learn more
  • Finci Mobile App

    Android and iOS mobile app.

    With the FINCI mobile app available to Android and iOS users you can quickly manage your money and get on with your day. Send money to friends, pay bills, track spending, and freeze cards all with a few taps.

    Learn more
  • FINCI Escrow account

    Escrow account protection.

    Open a temporary escrow account to securely and efficiently complete one-off high-value transactions – it’s the smart way to reduce risk and protect both parties. Open an escrow account online in less than 24 hours with our express service.

    Learn more

Get your tailored business account

Please fill out this short form and your account manager will start preparing a business account tailored to your needs.

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Select your monthly turnover up to*
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Thank you. Your details were submitted successfully.

A dedicated account manager will review your request and get in touch to discuss next steps. Meanwhile, to kickstart the business onboarding process, ensure that someone authorized to act on behalf of your company opens a personal account using the FINCI app (iOS or Android). Simply follow the on-screen instructions, which only take a couple of minutes.

Something went wrong. Please try again.

Business account opening in 3 simple steps.

  1. STEP 1

    Create a free personal account via the app.

  2. STEP 2

    Log in to the online bank via desktop

  3. STEP 3

    Proceed with business account opening

Scan QR code
to start

Business account opening in 3 simple steps.

  1. STEP 1

    Create a free personal account via the app.

  2. STEP 2

    Log in to the online bank via desktop

  3. STEP 3

    Proceed with business account opening

Scan QR code
to start