Your Hub for B2B Finance in Europe

From client funds accounts for Crypto Exchanges to virtual cards for media buying and BIN sponsorship—everything you need wrapped up in one place.

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Client funds account for EU VASP’s

As a trusted EMI working with some of Europe’s most respected crypto exchanges, FINCI provides your VASP business with seamless SEPA and SEPA Instant access. Offer your customers instant euro transactions and a smooth on/offramping experience—all backed by a partner who truly understands the crypto industry.

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Business Across Borders, Better with FINCI

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Access global payment networks

  • Connect to over 11,000 financial institutions in 50+ countries

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  • Send and receive euros across 36 European countries

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  • Make instant blockchain-powered global payments

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Virtual cards for online
media buying

With FINCI’s virtual cards, managing online media buying becomes effortless. Issue cards instantly, each linked to a specific campaign across major platforms like Google, Instagram, Facebook, etc. Easily manage budgets to gain complete control over campaign spending.


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Payment cards for crypto exchanges

With FINCI, crypto exchanges get the tools they need: secure fund accounts and crypto payment cards that turn digital currency into a practical, everyday option.

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  • Seamless Crypto Payments

    Let your customers pay with digital assets anywhere Mastercard is accepted—over 100 million locations worldwide.

  • Easy to Launch and Operate

    Get your cards to market quickly with our streamlined process. Our scalable API infrastructure is built to handle digital currency transactions effortlessly.

  • Real time Conversion

    Your funds are synced in real time, ensuring seamless fiat payments every time you use your crypto card.

Payment Rails for Fiat-to-Crypto Transactions

By leveraging FINCI’s secure payments processing infrastructure, fiat transactions are now much faster and more convenient for our customers. This partnership greatly helps us on our mission to spread the mass adoption of blockchain technology, improve security and provide an excellent experience for our customers.

Volodymyr Nosov, WhiteBIT СЕО

Launch a Digital Asset Card Program in Under 3 Months

Our goal has always been to contribute to the wider adoption of everyday digital payments and now we’ve achieved this. Our customers can use their digital assets to pay for regular purchases in fiat currency, at over 100 million locations worldwide where Mastercard is accepted.

Oleg Koreks, Founder of Coincardi

B2B Card Programmes
Tailored for Your Business

  • Build Your Card Program Without the Complexity

    Why worry about the logistics of card issuance when FINCI can do it for you? As a Mastercard Principal member and experienced BIN sponsor, we handle everything—production, setup, and distribution. With instant issuance and advanced API integration, we deliver a complete solution built for your success.

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  • Skip the Wait: Get Your BIN Fast

    Applying for a BIN can take months—time you don’t have when momentum and market opportunities are on the line. Why risk delays when there’s a faster, smarter way? With FINCI’s BIN sponsorship, you bypass the hassle and get to market quicker. As a principal Mastercard member, we handle the heavy lifting so you can stay focused on scaling your business and seizing opportunities.

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Tailored financial services designed to work for your business

  • €3 billion Processed for our customers
  • 30+ Countries with FINCI customers
  • 50+ Team members in 2 countries

Our global
partners trust us

Get insights straight from our top experts

  • WhiteBIT partners with FINCI to streamline fiat to crypto transactions

    FINCI announces a new collaboration with leading cryptocurrency exchange, WhiteBIT, to provide crypto-to-fiat on/off ramp services.

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  • Coincardi Partners with FINCI to Launch Innovative Card Payment Solution

    In an exciting development for the fintech sector, Lithuanian Electronic Money Institution, FINCI, has partnered with Coincardi to introduce a new co-branded payment card programme.

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  • Meet our CEO | FINCI


    Sit down with FINCI CEO and hear first-hand what drives the business and what makes us unique from your average online bank.


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  • FINCI Launches Exclusive Interview Series

    In the inaugural video of the series, viewers will gain valuable insights from our senior leaders about how FINCI goes above and beyond to serve our customers...

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  • FINCI wins the Fintech Innovator of the Year award.

    By introducing RippleNet’s new On-Demand Liquidity (ODL) technology to Europe we take one step closer to modernising cross border payments.

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  • Become a Referral Partner and earn commission when your clients join FINCI

    This is a fantastic opportunity to help your clients, while earning passive income for your business. It’s a really simple process. When your clients are in need of a business account, you can now recommend FINCI.

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  • Will FINCI pick up an innovation award or a pint of Guinness?

    FINCI has been recognised for accelerating the use of blockchain technology in order to make cross-border payments faster.


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  • We’ve moved! Take a peek inside FINCI Technology new office

    The new FINCI Technology Office is located on Pulkveža Brieza street in the heart of Riga’s “Quiet Center”. Filled with gorgeous art nouveau buildings, it’s a prestigious and tranquil part of town.

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Get in touch and let’s collaborate.

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A dedicated FINCI team member will review your request and get in touch to discuss next steps.

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Get your tailored business account

Please fill out this short form and your account manager will start preparing a business account tailored to your needs.

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A dedicated account manager will review your request and get in touch to discuss next steps. Meanwhile, to kickstart the business onboarding process, ensure that someone authorized to act on behalf of your company opens a personal account using the FINCI app (iOS or Android). Simply follow the on-screen instructions, which only take a couple of minutes.

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Business account opening in 3 simple steps.

  1. STEP 1

    Create a free personal account via the app.

  2. STEP 2

    Log in to the online bank via desktop

  3. STEP 3

    Proceed with business account opening

Scan QR code
to start

Business account opening in 3 simple steps.

  1. STEP 1

    Create a free personal account via the app.

  2. STEP 2

    Log in to the online bank via desktop

  3. STEP 3

    Proceed with business account opening

Scan QR code
to start